Few of us like to think about dying, but equally few of us could live with the thought that we have not made adequate provision for family and friends who survive us.
Everyone hopes to maintain the same standard of living in retirement as they presently enjoy while working, but to achieve this requires considerable forward planning.
Despite recent major changes in the law, Trusts can be used in avery tax efficient way to set aside assets for future beneficiaries outside of the inheritance tax net.
We believe that because we deal with your accounts we are well placed to offer impartial advice in areas such as: